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The Cost Of Driving Away With The Gas - The New York Times

Nov 10, 2010  · According to Mr. Ward, “If there is only damage to the pump itself, the average claim would likely be $1,000 to $2,000. However, if there is damage to the tank below the pump or loss of revenue, the claim cost can increase significantly.”. He said the insurer sees less than a dozen such claims annually, probably because of new regulations

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Detail: https://bucks.blogs.nytimes.com/2010/11/10/the-cost-of-driving-away-with-the-gas-pump/

Can I Use My Credit Card at Con Ed? - The New York Times

(52 years ago) Oct 07, 2010  · But if you want to pay by credit card, it will generally cost $4.75 a pop. Plus, you have to call (or initiate a new transaction via the Web) each and every month. National Grid offers similar options to customers (at least in my neighborhood), and charges $2.25 to pay by credit credit. Not surprisingly, these restrictions are related to costs.

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How to Find Out if Your Bank Is Healthy - The New York Times

(52 years ago) Feb 24, 2010  · According to this New York Times article on Wednesday, Sheila C. Bair, the F.D.I.C. chairwoman, said she expected even more than the 140 banks that failed last year to go under this year, but she said she expected bank failures to peak this year. In addition, she said the agency’s insurance fund had enough cash to cover expected losses.

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Why You Have 49 Different FICO Scores - The New York Times

(52 years ago) Aug 27, 2012  · That’s because other outfits produce credit scores, too — and FICO itself has many different varieties of scores, depending on the type of loan you’re seeking. In fact, John Ulzheimer, a credit expert, has worked with Creditsesame.com to create a snazzy infographic (which you can click on above, and then zoom in on) showing a total of 49 ...

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A Credit and Debit Card: 2 Cards in One - The New York Times

(52 years ago) Sep 07, 2011  · It’s one of those things that makes you wonder why it wasn’t available before. Fifth Third Bank has just introduced Duo, a piece of plastic that works as both a debit card and a credit card.. Fifth Third, based in Cincinnati, says that while various institutions have been testing the cards, it is the first to formally offer it to consumers.

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Which Bug Repellent Is Best? - The New York Times

(52 years ago) Aug 30, 2012  · Consumer Reports has updated a test of widely available repellents that work on both deer ticks and mosquitoes that carry West Nile, along with cost information on a per-ounce basis. The six top-rated products are $2 an ounce or less. The data on costs is from 2010, according to Consumer Reports, but all the products are currently available.

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Creating Your Own Version of a 401(k) - The New York Times

(52 years ago) Jun 24, 2010  · With a SEP-I.R.A., you can contribute about 20 to 25 percent of the profit (income minus deductible expenses) of your freelance business, up to a maximum of $49,000, higher than with a regular 401 (k), Mr. Samuels said. And if you make at least $5,000, you can still donate $5,000 to the I.R.A. portion of the account, Mr. Samuels said.

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The Legality of Buying Knockoffs - The New York Times

(52 years ago) Oct 28, 2010  · Knockoffs, on the other hand, don’t have such words or symbols and merely resemble the original. When it comes to buying knockoffs without the label, buyers pretty much have nothing to worry about. As to counterfeits, if you buy them for personal use, “almost everywhere in the world, it’s illegal to sell them but legal to buy them ...

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The Telltale Signs of Chinese Drywall - The New York Times

(52 years ago) Nov 04, 2009  · Many consumers in homes with the drywall have also reported health problems like itchiness, breathing difficulty and headaches as well as frequent failures of heating and cooling systems, refrigerators, dishwashers, televisions, microwaves and other appliances. The general belief is that Chinese drywall releases chemicals that corrode wiring.

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The Odd Relationship Between Money and Happiness - The New ...

(52 years ago) Sep 27, 2010  · The Odd Relationship Between Money and Happiness. By Carl Richards. September 27, 2010 4:04 pm. September 27, 2010 4:04 pm. Courtesy of Carl Richards. Carl Richards, a certified financial planner, regularly publishes new sketches at BehaviorGap.com that try to simplify complex money decisions. You may have heard about the recent study out of ...

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Discover Card Reps' Deceptive Tactics - The New York Times

(52 years ago) Dec 07, 2010  · This week, Minnesota’s attorney general filed a lawsuit against Discover Bank, alleging that Discover was engaging in deceptive practices to enroll cardholders into its payment protection program and similar offerings.. The lawsuit alleges that Discover Bank and its affiliated processing company made “aggressive, misleading and deceptive” telemarketing calls to sign people up for these ...

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Punishing Doctors Who Make You Wait - The New York Times

(52 years ago) Jun 29, 2010  · Punishing Doctors Who Make You Wait. By Jennifer Saranow Schultz. June 29, 2010 3:46 pm. June 29, 2010 3:46 pm. One Medical Group One Medical Group in New York and San Francisco promises on-time appointments and no waits in its waiting rooms. There’s nothing worse than showing up on time for a doctor’s appointment and then having to wait ...

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When and Why You Should Record Customer Service Calls ...

(52 years ago) Apr 14, 2010  · Mr. Szczepanski, 22, an entrepreneur and who works in quality assurance, first got the idea to record customer service calls (using his European cellphone) about three years ago after repeated instances when customer service representatives promised him discounts, bill corrections or credits that never actually happened.

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Can You Legally Take a Picture of Art? - The New York Times

(52 years ago) Sep 21, 2010  · But if the work of art is more recent, the artist generally has the exclusive right to any reproduction, and the piece is generally covered by copyright law. In this case, “if you take a picture, you are making a reproduction and that is a copyright violation,” Prof. Sprigman said. And that applies even if you are just planning to hang the ...

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What Families Are Spending on Prom Night - The New York Times

(52 years ago) Apr 25, 2013  · This year, according to the credit card company Visa, prom spending will reach an average of $1,139 per family , up 5 percent over last year. Parents of high school students are planning to pay for almost two-thirds of the cost, with the children covering the rest. (The numbers come from a survey of 3,000 people interviewed over the phone in ...

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How to Quickly Find Out if Your Identity Is Stolen - The ...

(52 years ago) May 19, 2010  · Here’s a quick and free way to determine whether you’re a victim of identity fraud: check your “My ID score” at www.MyIDScore.com. Here’s how the year-old tool works. At the site, enter information about yourself including your name, address, date of birth, telephone numbers and, if you choose, your Social Security number.

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When to Sell Old Household Items Online - The New York Times

(52 years ago) Sep 22, 2010  · The other two are January, just after the holidays, and March (think spring cleaning). “When we look at peak traffic times of the year, it’s basically three times of the year when families and people motivate to organize their lives,” he said. Early fall, which he said in particular seems the best time to sell old household goods, lines ...

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Products of the Pros: Index Funds - The New York Times

(52 years ago) Aug 09, 2010  · Products of the Pros: Index Funds. In this installment of a new feature at Bucks, where we ask personal finance experts in a particular area to share the strategies they use in their own lives, we turn to Richard Ferri. He is the founder of low-cost investment adviser Portfolio Solutions and a proponent of investing in index funds.

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Does Long-Term Care Insurance at a Young Age Make Sense ...

(52 years ago) Sep 18, 2012  · It’s true that younger people tend to qualify for coverage more easily and pay lower premiums. A policy that provides for $164,000 in total benefits over time before it runs out, with the option to increase coverage in the future, costs roughly $635 annually – or about $53 a month — for a 25-year-old, according to the association’s 2012 ...

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How to Talk About Money With Your Spouse - The New York Times

(52 years ago) May 14, 2012  · Carl Richards is a certified financial planner in Park City, Utah, and is the director of investor education at BAM Advisor Services. His book, “The Behavior Gap,” was published earlier this year.His sketches are archived here on the Bucks blog.. Years ago, my wife and I had dinner with another couple, whom I’ll call Bob and Sue.

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The Struggle to Define What We Truly Need - The New York Times

(52 years ago) Oct 17, 2011  · Carl Richards is a certified financial planner in Park City, Utah. His sketches are archived here on the Bucks blog and on his personal Web site, BehaviorGap.com.. There seems to be a constant battle between what we have, what we need and what we think we want.

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How to Negotiate With Your Health Club - The New York Times

(52 years ago) Dec 28, 2009  · And most importantly, she said, call or visit one or two comparable clubs to see what rates they offer you. Then armed with that information, meet with membership representatives at your preferred gym. If the rates they quote you are higher than what you know friends pay or what you could pay at a similar club, get the negotiating started.

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What Happens to Items Left on Planes - The New York Times

(52 years ago) Jun 02, 2010  · What Happens to Items Left on Planes. Rick Owens for The New York Times Shoppers at the Unclaimed Baggage Center in Scottsboro, Ala., look through clothing back in 2004. In recent Bucks posts, I wrote about the difficulties involved in getting back items left on planes as well as reader tips for improving the odds of a happy reunion with your ...

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Just 5 Banks Prohibit Use of Social ... - The New York Times

(52 years ago) Mar 20, 2013  · The five that reported prohibiting the use of the numbers are Comerica, Regions Bank, TD Bank, U.S. Bank and Union Bank. The country’s biggest banks, including JP Morgan Chase, Bank of America and Citibank, still use Social Security numbers, according to the report. Prohibiting use of the customer’s Social Security number to verify identity ...

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Getting Back at Insurance Companies - The New York Times

(52 years ago) Oct 25, 2010  · According to the survey results, 55 percent of United States consumers say poor service from an insurance company is more likely to cause an individual to commit fraud against the company. The results also suggest that the economic downturn may be leading to more instances of insurance fraud. According to the results, 75 percent of consumers ...

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Why Photocopiers Have Hard Drives - The New York Times

(52 years ago) Jun 01, 2010  · In a Bucks post last month, “The Identity Theft Threat from Copiers,” we highlighted the risks associated with copying sensitive information on copy machines that have hard drives and provided some information to help consumers better understand the risks and protect themselves. One reader wrote in, however, questioning why copiers have hard drives storing images to begin with.

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Will More Restaurants Ban the Use of Prepaid Cards? - The ...

(52 years ago) May 31, 2012  · A prepaid card will most likely be declined if its balance is less than the known amount of the restaurant check plus 20 percent.”. And Vanessa McCutchen, a spokeswoman for American Express, had this to say in an e-mail: “Frankly, this is not something we see as an issue with our prepaid reloadable cards.”. She said the situation may ...

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Giving Gifts to Bosses and Direct Reports - The New York Times

(52 years ago) Dec 21, 2010  · Employees, meanwhile, he said, should consider pooling $15 to $20 each and buying their manager a gift from the group. For the manager, a group gift or giving the same gift to everyone eliminates the risk of appearing to play favorites. Meanwhile, for employees, a group gift for the boss eliminates the risk employees will compete to give the ...

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Why to Know How to Call Collect When You Travel Abroad ...

(52 years ago) Dec 27, 2010  · According to a Chase spokesman, the bank doesn’t provide more information or details on the back of its cards (or online) about how to actually call the number it provides because “making a collect call may vary substantially by country, hotel and office, and requires operator assistance, so it is not practical to provide specific ...

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Guard Your Health Insurance Card - The New York Times

(52 years ago) Feb 11, 2010  · The average identity fraud victim pays $373, while a health insurance fraud victim pays $2,228, and a health insurance fraud typically is about $12,100 in total, compared with $4,841 for an average identity fraud case. In addition, because it’s a relatively new type of fraud, the health care industry doesn’t have processes and formulas in ...

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